List Of Best Digital Wallets In Nepal [2022]

With the increase in the number of internet users and the popularity of the internet in Nepal, many things are available online. And one of them is digital wallets. The number of digital wallets in Nepal has also been increased in recent years.

A digital wallet is a software-based system that allows users to make payments digitally or electrically on a computer or mobile device. It is also known as an e-wallet that securely stores user’s payment information and passwords for numerous methods and websites. 

Digital wallets are financial accounts that allow users to store funds, make transactions, and track payment histories by computer. There are many digital wallets that also allows users to make online and offline purchases by directly transferring money digitally. One of the best benefits of using a digital wallet is you no need to longer carry your bulky wallet that has a chance to lose too. Digital wallets help to make payment faster, more reliable, and more secure than the physical one. 

You can control the access of your wallet from your fingerprints and other biometric security. You can even use a password or PIN for your security. So even your mobile device is stolen, your money will still be protected.  

5 Best Digital Wallets In Nepal That You Should Use

We won’t be talking about the digital wallets that are provided by the banks in Nepal. We can only connect the bank account of that particular bank in the digital wallet provided by the banks. And you have to activate the digital wallet after taking the permissions by filling some forms from the bank and you have to wait some days to activate your wallet according to the bank.

But in the digital wallets that aren’t provided by the banks don’t need such things and we don’t have to wait for the activation permission. There are many non-banks digital wallets in Nepal that we can use instantly by downloading from the PlayStore or AppStore and can connect or link any bank account to them.  

So we are going to know about the 5 best digital wallets that are available on Google PlayStore and AppStore in Nepal, and all these apps are Nepalese apps. There is a number of such digital wallets available in Nepal too that has been helping a lot of Nepalese. Here we are going to talk about the list of digital wallets in Nepal.

1. E-Sewa

eSewa is Nepal’s first online payment gateway is a comprehensive online payment solution. With eSewa digital wallet, customers can pay, send, and receive money simply using their mobile phones and the Internet instantly. We have been operation since 2009 and have been licensed by Nepal Rastra Bank as a Payment Service Provider.

2. Khalti

Khalti is a mobile wallet, payment gateway & service provider in Nepal. Launched in January 2017, Khalti is an emerging online payment solution in Nepal. It allows users to pay for a range of services like basic utility payments, hotel bookings, movie and domestic flight tickets, events, and many more. It is operated and owned by Sparrow Pay Pvt. Ltd. It’s parent company Janaki Technology, has been in the software product industry since 2010.

3. IME Pay

IME Pay is a simple, hassle-free, and effective digital wallet system that is as easy as using cash.  Add, Send, and Withdraw money through IME Pay in an accessible and manageable way.

best digital wallets in nepal

IME Digital has introduced a mobile money service, with the brand name “IME pay”, under its digital financial services initiative. It is Nepal’s first licensed company to provide a digital payment solution. IME Digital Solution Ltd. a subsidiary of IME Group an aims to provide digital financial services to customers in partnerships with banks/FIs as well as telecom operators and aggregators, deployed through self-service as well as agent-based delivery channels.

4. FonePay

Fonepay is a digital payment processor that connects consumers, banks, and merchants in an interoperable network to facilitate mobile/digital payments. It comes integrated with an issuer bank’s mobile/internet banking systems which imply that all transactions are originated from existing bank accounts and are secured by these banking channels.

It enables a host of transactions including in-store merchant payments, online payments, and P2P fund transfers. On the other hand, becoming a merchant on the Fonepay network means that 12 million customers from 50+ banks can pay you digitally and directly from their bank accounts.

5. Unelma Pay

UPay ( is a mobile digital wallet that allows users to make online payments comfortable and convenient.

best digital wallets in nepal

Users of the UPay app can transfer funds from wallet to wallet. UPay ( is not just a digital wallet; it is an entire payment ecosystem that allows users of UnelmaPay to send or receive funds from UnelmaPay friends, accepting payments through major third-party payment gateways such as PayPal, advCash, Perfect Money, Paytm, eSewa, IME Pay, Payeer, ConnectIPS and local. banks.

You can use top-up services, utility bill payments, electricity, and Internet payments through the UnelmaPay app.

Also Read:

Most Popular Apps In Nepal

Final Words

This is the list of best digital wallets in Nepal. There are many other digital wallets in Nepal too. But these 5 are the most popular and best ones among all. If you have any queries related to this article, then let us know in the comment box. And if you like this, then share it on different platforms.


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